Flex Your Paychecks - Paycheck Advances

Paycheck Advances - Whut You Bench?

Taking out paycheck advances is a valid, legal, albeit socially awkward means of surviving financially until your next payday. The times between can get a little lean, and when you have no financial muscle backing up your walk you at least have the option of a paycheck advance to get you through the tough times. But just because you could doesn't mean you should, and the numbers are all indicative of a financial opportunity causing more harm than good.

Paycheck advances cause lactic acidosis

Thats right, bend those knees, buy that car, pay off that mortgage! Every time you take a financial work out you will feel the burn. Its a good hurt, meant to keep you aware of the effort necessary for financial success. But paycheck advances are a form of financial aid akin to maxing out on squats; it does little to increase your overall strength and actually stunts your growth. You look foolish besides, just take a look at other people maxing out with paycheck advances:

96% of all applicants understand the roll-over costs associated with a delayed payment of their paycheck loans.
Yet 40% of all applicants believe their paycheck advances carry an APR less than 30%, similar to credit cards and bank loans. That would be the case for the one time fee - $25 per $100 equates to a 25% rate - but that will only carry you for two weeks when its payday and your loans is due.
the actual APR for paycheck advances for the suggested advance would be 25% times 26 two-week cycles in a year, or 650%. Ay carumba!

Thats some serious rates attached to paycheck advances, and a bad workout for your financial strength. Not only are you taking out only a minimal amount of money for a very short period of time - faxless paycheck advances are perhaps the faster form of financial aid available today - you are being charged an insanely high rate for that service. Imagine you are on the bench press with your usual weight and going along fine. Suddenly, as the bar hits your chest, your spotter puts an extra 20 pounds on there. No biggie, you just push it up! You're a natural powerhouse and can handle your weights. But each time you bring the bar back down an extra 20 lbs is thrown on - the spotter will not help you push up and will not let you place the bar back down. You rip through eight layers of pectoral mass just to keep these paycheck cash advances going, then the bar falls, you cannot lift anymore, and your time is up! Back to the Stair Master with you!

Fighting back without the bulge

You don't need to prove yourself with paycheck advances and take out more than you know you can afford to repay - this ain't the weightroom boss. Just take what you absolutely need and repay it with your very first opportunity. Don't wait on repayment, don't roll over your paycheck advances and expect them to not roll-over you. Be careful, build yourself up to a financial level where you don't need emergency financial assistance and forget about payday advances entirely - that the way of a true financial professional.

But these days, with all the surgeries and pec implants and botusilm rigamarole, who has the time for keeping true, for making smart decisions and building up your mass naturally, without the assistance of online paycheck advances? Barry Bonds is a juicer and the man hit more home runs than anybody but the Babe, Hammerin Hank, and Willie Mays - all of them juicers. We're living in the age of synthetic mass! Get your no fax paycheck advances buy a watch and strut about on public transportation like the king kong you know you are!